In British Columbia, specific criteria are used to check if a family qualifies for the Affordable Child Care Benefit. Criteria includes:
Qualification
Savings Calculations
Do you qualify for the Affordable Child Care Benefit?
Under this BC daycare subsidy, families with a household income under $111K can receive up to $1,250 per child per month for child care. The amount you receive is based on your child(ren)’s age, family size, and type of care. Families apply for this benefit directly with the provincial government and need to renew their application every year.
The Affordable Child Care Benefit (ACCB)
This will help more families afford the childcare they need and help their children get an educational head-start in life. Previously, this program offered up to $350 in subsidies to BC families. As of December 2022, the subsidy is increasing by 201% to a maximum of $900 per child, per month. In addition, you can combine this with other child care subsidies you also qualify for, including the Affordable Childcare Benefit.
Ask us about receiving this subsidy when you enroll your child in a AMM Early Learning Centre.
Your eligible subsidy amount is not based on family household income, unlike other programs. It is based on the age of your child and whether they’re in full- or part-time care. Here is an example of how much you can save on full-time BC childcare:
BC Daycare Subsidy Savings and Benefits
The Child Care Fee Reduction Initiative (CCFRI) is a provincially funded child care subsidy program that provides funds to eligible, licenced child care providers (like AMM) to reduce and stabilize child care costs for families. Parents of children up to Kindergarten age who use licensed childcare providers can save up to $900 per month per child in monthly tuition fees.
Parents do NOT need to apply to access this BC daycare subsidy. If your child is enrolled in a participating school (including AMM), they will automatically get the discount starting in December 2022.
Child Care Fee Reduction Initiative (CCFRI)
Are you looking for financial help to help cover daycare or early childhood education costs?
You may qualify for a BC daycare subsidy or grant to help with your child’s care and education tuition. Keep reading to learn about the Child Care Reduction Initiative (CCFRI) and the Affordable Child Care Benefit.
- A parent or guardian must be:
- A resident of B.C. (you must have a current B.C. address)
- A Canadian citizen, a permanent resident of Canada, a Convention refugee or a person in need of protection
- Working or self-employed
- Attending school
- Participating in an employment program
- Looking for work (only one parent or guardian)
- Living with a medical condition that interferes with your ability to care for your child
- Your child is attending licensed preschool
- You have been referred by a Ministry of Children and Family Development or Delegated Aboriginal Agency social worker
A formula is used to calculate whether a family qualifies for a funding amount based on their annual income and deductions, or adjustments. This step is called income testing.
Generally speaking, families that earn up to $111,000 may qualify for funding. Families that earn more than $111,000, but have considerable deductions for family size or children who have special needs, can also apply.
Household income:
For most families, the level of funding is calculated based on the combined gross annual amount that a child’s parents or guardians earn, less deductions for family size and children who have a designated special need. Income is calculated based on information from your Canada Revenue Agency (CRA) Notice of Assessment or an income declaration form.
Here’s an example of the formula that uses income from your CRA Notice of Assessment:
Family’s adjusted annual income = total gross income (line 150) – social assistance payments (line 145) – ($2000 x (number of family members – 2)) – ($3000 x number of children who have a designated special need).
This means, depending on the type of care used:
Families who earn approximately $0 to $45,000 (after adjustments are calculated) may qualify for full funding. Families that earn $45,000 to $111,000 (after adjustments are calculated) may qualify for partial funding.
Apply for funding before the end of the month in which you need child care. For example, if you would like to receive funding for child care starting September 1, you need to apply by September 30.
Available Funding
The number of children who are living at home and whether or not any of them have a designated special need.
Children who have a designated special need and require extra support may be eligible for an additional $150 per month towards the cost of child care.
The combined total of the special needs supplement and the Affordable Child Care Benefit
cannot be more than the rate charged by the child care provider. If it is, the supplement amount will be reduced so that the combined amount is equal to the child care provider’s rate.
The type of child care, and age of children determines the level of funding.
In some cases, the number of days per week that child care is needed is a factor in determining how much funding your family may receive. If you require less than 20 days of care per month, the amount of funding is prorated.
- Sharing your spouse’s income information
- Consent to confirm your income even if you haven’t reported in 2 years. If you haven’t filed your taxes for the last 2 years, complete an Income Declaration Form for the previous calendar year.
- Resubmitting the form every time your income changes.
Note: Families may be exempt from income testing if they are caring for someone else’s child under a Ministry of Children and Family Development placement.
The Affordable Child Care Benefit replaces the Child Care Subsidy on the basis of amendments made to the Child Care Subsidy Regulation.
Remember: All applicants need to have selected a childcare provider in the application process and will need to fill out a childcare arrangement form with this info.